Power, McNalis & Torres Newsletter

Briefly Speaking

2004 ARTICLE INDEX

January 2004
•  An index of all 2003 Briefly Speaking articles.
•  Florida Supreme Court holds that separate shootings on the same night by same person constitute separate occurrences

February 2004
•  When is a physican an expert witness?
•  Payment of policy limits and agreement to pay attorney’s fees does not discharge an insurer from further liability under Florida’s “bad faith” Statute
•  False statements may result in dismissal of plaintiff’s case

March 2004
•  A declaratory action cannot be used by an insurer to avoid a jury decision as to disputed factual issues
•  Insurers and their employees are immune from civil action for reporting an insured for insurance fraud
•  “Know thy neighborhood”

April 2004
•  Monday Night Boxing: Release signed by plaintiff does not bar lawsuit, but parents cannot recover loss of consortium damages due to injury to 19 year old son
•  Insuring other people’s property
•  Economic concerns during discovery

May 2004
•  Florida’s impact rule does not preclude recovery of damages for emotional distress for negligent interference with parental rights claim
•  U.S. District Court clarifies definition of “collapse” and “hidden”
•  Unfair claim practices are treated like bad faith claims
•  Question certified: Is parent’s agreement to arbitrate binding on minor child?

June 2004
•  Institute of Medicine releases mold report
•  Insured can pursue common law claim for interest on unearned premium under common law theory
•  Florida’s “completed and accepted” rule
•  United States District Court holds that the plain meaning of the language of an insurance policy controls in the absence of ambiguity in the contract

July 2004
•  Temporary relocation costs recoverable expenses on collapse claim under a condo policy appraisal
•  Damages may be offset or reduced by evidence of collateral source payments
•  Florida’s Countersignature and Surplus Lines Statues declared unconstitutional and discriminatory as applied to nonresident Florida-licensed property and casualty agents

August 2004
•  Where plaintiff’s medical expenses were paid by Medicare, damages awarded for past medical expenses are limited to the amount actually accepted by the provider
•  Plaintiff denied windfall for medical expenses not owed
•  Rethinking the application of contingency risk multipliers in fee awards

September/October 2004
•  Department of Finanical Services issues emergency rules and orders pertaining to public adjusters
•  The Florida Supreme Court holds that the damages recoverable by a minor child are not limited to the period of minority
•  Palm Beach County Circuit Court declares “Intoxication Defense” Constitutional
•  The Money Pit

November 2004
•  Work product protection did not attach to claim file until file was sent to counsel
•  District Court disallows class action breach of contract lawsuit against carrier based on alleged violations of Florida’s insurance code
•  Dangerous instrumentality doctrine may apply even if the vehicle is used for intentional misconduct
•  Deductible applies only to covered losses

December 2004
•  Red flags of fraud
•  The appraisal process and fraud
•  Supplemental claims and appraisals
•  Compliance with policy conditions
•  Improper appraisal requests
•  The elusive proof of loss and its rejection

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Briefly Speaking - 2003